Carolina Tiny Homes

Tiny Homes on Wheels (THOW) – FAQ

1. What is a Tiny Home on Wheels (THOW)?

A Tiny Home on Wheels (THOW) is a small, typically under 400-square-foot home built on a trailer for mobility. Unlike traditional RVs, THOWs are designed to resemble conventional houses with quality materials, insulation, and often full-time living in mind【9】.

2. Are Tiny Homes on Wheels legal?

The legality of THOWs depends on local zoning and building codes. Most states classify THOWs as Recreational Vehicles (RVs), meaning they may not be legally used as full-time residences in some areas. Some locations allow THOWs as Accessory Dwelling Units (ADUs), while others prohibit them entirely. You should check with state, county, and city regulations before settling in a THOW【12】.

3. Do I need an RVIA certification for my Tiny Home on Wheels?

No, RVIA (Recreational Vehicle Industry Association) certification is not required by law, but some RV parks and lenders may prefer certified tiny homes. However, an RVIA certification can limit flexibility, as it officially classifies your home as an RV, subjecting it to RV-specific regulations that may restrict full-time living in certain areas【10】.

4. Can I legally live in my THOW full-time?

This depends on how your state classifies THOWs. Some areas allow permanent residency in THOWs if they are parked in designated tiny house communities, on private land with special permits, or in RV parks. However, many cities do not allow full-time living in RVs, including THOWs【12】.

5. Where can I place my Tiny Home on Wheels?

Your options for legally placing a THOW depend on local zoning laws and classifications. Common placement options include:

RV Parks: Many RV parks allow THOWs, but some require them to be RVIA-certified.
Tiny House Communities: Some states and cities have designated communities specifically for THOWs. These communities often provide essential hookups and amenities.
Private Land: You may be able to park on private land, either your own or rented, but zoning laws may require it to be classified as an accessory dwelling unit (ADU) or meet other restrictions【12】.
Backyards (as an ADU): Some areas allow THOWs as Accessory Dwelling Units (ADUs), meaning they can serve as a secondary home on a property with a primary residence. States like California, Oregon, and Washington have been more accepting of this setup.
Mobile Home Parks: Some mobile home parks allow THOWs, but restrictions vary by location.
Agricultural or Rural Land: In some rural or agricultural zones, there are fewer zoning restrictions, making it easier to place a THOW【12】.

Before settling in a THOW, check local zoning laws, building codes, and HOA regulations to avoid legal issues. Some areas require minimum square footage for homes, impacting where THOWs can be legally placed【12】.

6. Do THOWs need to follow building codes?

THOWs are not covered by Appendix Q of the International Residential Code (IRC), which applies only to tiny homes on foundations. Instead, THOWs must comply with state RV laws or ANSI/NFPA safety standards if they seek RV certification【9】.

7. How much does it cost to buy or build a THOW?

A completed THOW can cost between $35,000 and $120,000, depending on size, materials, and features. Renting-to-own is an option, with monthly payments ranging from $450 to $850, plus a down payment of 2-5% of the home’s cost【11】.

8. Can I finance a Tiny Home on Wheels?

Traditional mortgages do not apply to THOWs because they are classified as personal property, not real estate. Instead, buyers can seek:

RV loans (if the THOW is RVIA certified)
Personal loans
Rent-to-own agreements
Tiny house-specific lenders【11】.

9. Do THOWs require special insurance?

Yes. THOWs typically need RV insurance (if certified) or mobile home insurance. Coverage varies based on whether the THOW is stationary or in transit【10】.

10. What should I know before buying a THOW?

Check local laws to ensure you can live in a THOW legally.
Consider your parking options before purchasing.
Decide on financing and insurance needs.
Ensure your THOW meets safety and zoning regulations in your area【12】.

For more details, check out resources from The Tiny Life【9】【10】【11】【12】.

Where Can You Place a Tiny Home on Wheels in North Carolina?

Tiny homes on wheels (THOWs) in North Carolina are subject to zoning regulations that vary by municipality, so researching local laws is essential before deciding on a location【22】.

Best Places to Park a Tiny Home in North Carolina

Durham – Offers urban convenience with tiny home-friendly communities on the outskirts, providing a balance between city life and tranquility【23】.
Boone – A mountain town with numerous RV parks and private lots that cater to THOWs. The region is perfect for outdoor enthusiasts【23】.
Charlotte – While a large city, Charlotte has several tiny home communities that allow a mix of urban and alternative living【23】.
Grand View Campground & RV Park (Casar, NC) – A 56-acre park in the foothills of the Blue Ridge Mountains, offering full utility hookups, scenic surroundings, and various recreational amenities【24】.
Jones Station RV Park (Mebane, NC) – A new, privately owned RV park with full hook-ups, playgrounds, and access to nearby shopping and attractions【24】.
Acony Bell Tiny Home Community (Mills River, NC) – A dedicated tiny home community featuring hiking trails, edible landscaping, and a clubhouse【24】.

Key Considerations When Choosing a Location

Zoning Regulations: Check local laws to ensure tiny homes on wheels are permitted as permanent residences.
Land Ownership vs. Renting: Decide whether you’ll purchase land or lease space in an RV park or community.
Utilities & Infrastructure: Verify access to water, electricity, and sewage connections.
Community Fit: Ensure the neighborhood aligns with your lifestyle and values.
Climate & Weather: Consider insulation and weatherproofing, especially in areas with extreme temperatures【23】.

For more details, check out resources from The Tiny Life